Meet the expert...
Ronit Ghose
Global Head of Banking, FinTech & Digital Assets at Citi Global Insights

Ronit Ghose is Global Head of Banking, FinTech & Digital Assets for Citi Global Insights. Ronit is the lead author of Citi's fintech GPS series - the first edition has had more than 350,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published.
Ronit joined Citi in 1997 as an equity analyst in London. He has covered banks in the Americas, Asia and EMEA. Ronit was Global Sector Head for Banks Research, Co-Head of the FinTech Group and Head of MENA Research for Citi before moving into his current role. He has been based in Dubai since 2016.
Prior to joining Citi, Ronit has also worked at the British Bankers’ Association and as a research assistant in Parliament for the former UK Prime Minister, Sir Edward Heath. He has an undergraduate degree from the University of Oxford and a postgraduate diploma from University of London.
He is also an Advisory Board Member at the Centre for Finance, Technology and Entrepreneurship and several technology start-ups and funds in Africa, the Middle East and the UK.