Jeremy Balkin, Founder and CEO of TodayPay, shares his journey from being a Managing Director at JP Morgan to establishing TodayPay, a pioneering company in the field of 'refunds as a service.' Jeremy discusses the inspiration behind TodayPay, the company's progress over 18 months, partnerships with major firms like Visa, and their exciting future projects, including a direct-to-consumer product offering instant gratification and cashback on refunds.