Breaking Banks podcast: Why banking as a service is facing regulatory headwinds. As the stream of consent orders against banks that offer BaaS continues what should banks do?
Breaking Banks podcast: Why banking as a service is facing regulatory headwinds. As the stream of consent orders against banks that offer BaaS continues what should banks do?

Fintech partner banks drew 1/3 of all formal enforcement orders by federal banking agencies in the fourth quarter of 2023. That’s a lot, especially when you consider that fintech partner banks only account for roughly 3% of all U.S. banks
But Baas is here to stay: BaaS is still one of the best ways for community banks to grow, big banks are already doing BaaS and will do more and entrepreneurs will continue to want to create better banking experiences, which means that they’ll need to partner with banks
A review of BaaS business models: direct bank-fintech partnership, BaaS platforms, BaaS platform program management, BaaS warp core
How can banks approach the hardening attitude among prudential regulators about BaaS program management?
Why your North Star needs to be a BaaS solution that provides an optimal blend of technology and compliance