Name: Fintech trends to watch
Uploaded: 2023-08-16T15:57:52.381Z
Duration: 197.92
Description: Keep your finger on the fintech pulse and find out which fintech trends are going to change the game, as three established investors share their insights.

ADF_2023_08_10_FINTECH_FINTECH_TRENDS_TO_WATCH_V2.mp4

ADF_2023_08_10_FINTECH_FINTECH_TRENDS_TO_WATCH_V2.vtt

English

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Well, I would say that the biggest trend

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actually in FinTech is FinTech itself.

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So one thing we say at QED is that

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we are very much a chapter eight,

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two and not chapter eight in FinTech.

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So we really feel that the transformation

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in financial services is only just

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starting, and our day-to-day banking

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experiences really remind us of this.

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There's a lot of

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transformation still happen.

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So I think that's in

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itself a really big trend.

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A lot of traditional

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banking hasn't changed yet.

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It is changing and there's been a lot

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of good developments, but the vast

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majority of changes still yet to come.

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I would say other trends, we

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think of those as sub-trends  or

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vertical themes within the sector.

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There's probably too many to name here.

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We're excited about a whole host of them.

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One is embedded finance.

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Traditional definition of embedded

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finance is that, let's say you have

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a SaaS platform, or maybe you have

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a logistics company that gives SaaS

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services to trucking companies.

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That's your main business,

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but you can embed payments, you can embed

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invoice discounting into all of this.

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And actually your SaaS platform

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becomes a very powerful delivery

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tool for financial services.

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So I think the trends in FinTech are

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following on the trends in society.

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I mean, if we think about artificial

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intelligence, if we think about climate

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change, there's a way that FinTech

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plays almost like an embedded finance

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play in all of these major trends.

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From an artificial intelligence

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perspective, we're looking at

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things like anti-money laundering

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or knowing your customer and

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leveraging artificial intelligence

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in order to make better decisions.

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For financial services.

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And when it comes to climate change,

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we're seeing climate change being

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enabled through financial services.

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When we think about the way climate

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offsets work, when we think about energy

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and how energy is priced, when we think

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about the grid and sharing of data

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and sharing of financial information

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alongside energy, these are all things

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where FinTech plays a major role.

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And what I look at with the great

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interest in these days is open banking.

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It's revolutionizing the access

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to customer data for third party

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services and allowing to do a

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lot more product development.

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Another trend which is clearly you

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know, before all of us is artificial

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intelligence, the use of data and

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vast amounts of data is allowing

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for advanced analytics and coming

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from it, there is when it comes

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to credit markets better credit

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assessments, better risk management,

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the ability to do fraud detection

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techniques, and so on and so forth.

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So that also leads into further

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product development and better credit

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and, lending products in general.

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And the number of other trends are visible

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the blockchain, decentralized finance

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is gaining popularity with investment

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community and in financial services.

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We have seen a lot of turmoil in the

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past year, but  you know you can clearly

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see that the adoption trend is resuming

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and the trend is advancing unabated.

So we really feel that the transformation

We're excited about a whole host of them.

but you can embed payments, you can embed

And the number of other trends are visible

FinTech Futures

Trend

Keep your finger on the fintech pulse and find out which fintech trends are going to change the game, as three established investors share their insights.

Digital

Banking

Climate Change

Digital Transformation

Fintechs

Fintech

Digital banking

Banking innovation

Banking technology

AI fintech

Artificial intelligence fintech

CX fintech

Customer experience fintech

Fintech startup

Fintech start up

Financial startup

Financial start up

Future fintech

Open banking

Digital innovation

Fintech investing

Embedded finance

Financial technology

Fintech Solution

Trends

Climate Finance

Industry trends

Green Banking

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Yusuf Özdalga

Partner 

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Francesco Filia

CEO 

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Farhan Lalji

Founder, General Partner

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Fintech trends to watch

Investing