Inclusive banking platforms
Inclusive banking platforms
- Tina GiorgioPresident and CEO at ICBA BancardChrystina (Tina) M. Giorgio is president and CEO of ICBA Bancard, a digital solution partner exclusively for the nation’s community banks. She joined the company in 2016 and focuses on developing strategies to leverage digital solutions that allow community banks to remain competitive. A former community banker with 25 years of experience, her expertise includes payment systems, digital banking, risk and fraud, vendor management, marketing, and client service. In addition, Giorgio has served on several boards and committees with the Federal Reserve, NACHA, various Fintech companies, and other industry organizations. Tina holds an MBA in Business Management from UMass Amherst and a BS from the University of Maryland University College and completed graduate work at ABA Stonier Graduate School of Banking and the BAI program in Operations and Technology Management for Banking and Financial Services at Vanderbilt University. She has been an Accredited ACH Professional (AAP) since 1993.
- Maria GotschPresident and CEO at Partnership Fund for NYCMaria Gotsch is President and CEO of the Partnership Fund for NYC, the investment arm of the Partnership for NYC. The Fund, which has invested over $170 million, has built a network of top experts from the investment and corporate communities who help identify and support the city’s most promising entrepreneurs in both the for-profit and non-for profit sectors. Maria has also spearheaded the creation and operation of a number of the Fund’s strategic initiatives, including: FinTech Innovation Lab; New York Digital Health Accelerator; Transit Tech Lab; NY Fashion Tech Lab; NYCSeed (seed financing for IT/digital media companies); BioAccelerate Prize NYC; Arts Entrepreneurial Loan Fund (low cost loans for mid-size arts groups); and ReStart Central and Financial Recovery Fund (funding for small businesses impacted by 9/11). Before joining the Fund, Maria was a Managing Director at BT Wolfensohn, providing strategic and financial advice related to mergers, acquisitions, dispositions, joint ventures and the development of business strategies. Before starting with Wolfensohn, Maria worked at LaSalle Partners and for Merrill Lynch Capital Markets. She was also the recipient of a Fulbright Fellowship to study international relations at the Institut Universitaire de Hautes Etudes Internationales in Geneva, Switzerland. Maria is a member of the boards of Sonepar SAS and Sonepar USA Holdings and serves on the audit committee of Sonepar SAS. She also serves on the advisory boards of ProPublica (investigative journalism non-profit), Schools That Can, Columbia University’s Lang Fund, Hospital for Special Surgery Innovation Advisory Council and the Cornell-Tech Runway Visiting Committee.
Financial inclusion cannot be completely realised without a thorough understanding of the banking systems in place.
The key to Diversity, Equity & Inclusion (DEI) initiatives in the industry is inclusive banking platforms.
Community banks are not as technologically advanced as larger banks, but they are an important source of capital for low-income communities.
Big financial organisations are ignoring a large number of unbanked people. A significant unmet need exists in the market.