Sunil is the founder and CEO of Instnt, the first fully managed customer acceptance platform for businesses with fraud loss insurance. Sunil is a serial entrepreneur, and a security architect by profession. He has spent over 30 years innovating in the Identity & Access Management, Security, Governance, and Risk and Compliance markets. He is recognized as a Top 100 Fintech Influencer in the US by Forbes and CB Insights. Previously, Sunil was the Founder & CEO+CTO of Socure which he grew into what is now a $5Billion business and a leader in AI-driven fraud prevention and digital identity verification that powers several of the top banks, fintechs, card issuers and e-commerce companies in the world. He holds a masters degree in Management Information Systems from Glasgow Caledonian University and a bachelors with honors in Computer Science from Strathclyde University in the UK.

Justin is the Chief Product Officer at Instnt. He has over 20 years experience designing and building high performance distributed systems in the telecommunications, IPTV, identity verification, social media analytics, and IIoT industries. He holds patents in computer vision and collaborative filtering. He has leveraged his technical and quantitative background to deliver AI-driven solutions at Salesforce, Alcatel-Lucent, and Bell Canada, in North America, Europe, and Africa. Justin holds a degree in mechanical engineering from University of the Witwatersrand, South Africa, as well as MS in computer science and mathematics from University of New Brunswick, Canada.