David is the Fintech Strategy Director at 11:FS where he helps to bring new fintech propositions to market globally across embedded finance, insurance and neobanks. David hosts Fintech Insider Focus with Visa which spotlights leading edge trends in fintech, and writes on technology culture.David is the embedded finance lead here at 11:FS. He helps financial services companies develop strategies to bring new propositions to market with a focus on embedding lending, insurance and payments at the customer’s point of need.

David has over 15 years of experience in helping FIs of all shapes and sizes - start-ups, private equity funds, bank C-suites, etc. - to become more customer-centric, digitally native and nimble.