Brett is an experienced African Fintech entrepreneur, having been involved in numerous businesses across multiple markets within the telecoms and mobile money sector. His energy and drive comes from being involved in high growth businesses that have an ability to create systemic economic change. He co-founded Zoona, an African mobile payments business in 2008, which he recently sold to Chipper Cash and has taken on the role of Chief Product Office. Prior to his shift into the startup Fintech world, Brett spent five years working for JP Morgan primarily based in London.

David is the Fintech Strategy Director at 11:FS where he helps to bring new fintech propositions to market globally across embedded finance, insurance and neobanks. David hosts Fintech Insider Focus with Visa which spotlights leading edge trends in fintech, and writes on technology culture.David is the embedded finance lead here at 11:FS. He helps financial services companies develop strategies to bring new propositions to market with a focus on embedding lending, insurance and payments at the customer’s point of need.

David has over 15 years of experience in helping FIs of all shapes and sizes - start-ups, private equity funds, bank C-suites, etc. - to become more customer-centric, digitally native and nimble.