'I've seen the shift to the principal that customers own their data, not the organisations that hold it for them' - Richard Koch, OBIE
'I've seen the shift to the principal that customers own their data, not the organisations that hold it for them' - Richard Koch, OBIE
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Description
Senior Policy Lead from the Open Banking Implementation Entity, Richard Koch, gives us a state of play on Open Banking in the UK, from adoption levels, to new policies on the horizon and how Open Banking is helping consumers build financial resilience.
Table Of Contents
What stage are we at with Open Banking in the UK in terms of adoption? How does this compare to the rest of Europe, and what obstacles to driving adoption are you seeing, if any?
The advent of Open Banking has of course led to conversations about Open Finance: what opportunities for consumers would a fully implemented Open Finance framework entail?
Has Open Banking permanently rebalanced the market in favour of the consumer? What risks are there that this could shift back?
We’re facing the worst cost-of-living crisis in decades, how is Open Banking being used to support consumers in building financial resilience?
Will there be any changes to Open Banking policy this year and if so, how will they have an impact banks and fintechs?
Intro
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