In the current economic climate, what fintechs are most at risk?
In the current economic climate, what fintechs are most at risk?


Yusuf is a London-based partner at QED Investors with a focus on U.K. and European fintech and proptech companies. Yusuf joined QED in 2017, and his career has spanned roles as an operator, advisor, entrepreneur and investor. His current portfolio of investments include Wagestream, Fidel API, Capitalise, Rest Less, Wayflyer, Weavr, GetGround and Payhawk.
Yusuf started his career at Capital One in 1997 where he helped develop many of the innovative lending solutions in the underserved credit segment. Subsequently he joined the Financial Institutions M&A Group at J. P. Morgan in 2003, advising banks and specialty finance companies on mergers, public listings and capital raising.
He started his professional investing career in 2006, with a focus on specialty finance and consumer credit companies in Europe, including early fintech investments such as some of the first online loan originators in Sweden. Prior to joining QED, Yusuf was an investment director with a growth private equity fund, helping fast-growing companies and entrepreneurs build lasting franchises by leveraging the power of data analytics.
Yusuf holds an MBA from the University of Chicago Booth School of Business with High Honors, and a BS in Commerce from the University of Virginia McIntire School of Commerce with Distinction. He completed his undergraduate degree with a dual concentration in Finance and MIS.
Yusuf is fluent in English, Swedish and Turkish and has a working knowledge of German. He is currently studying Bosnian/Serbo-Croatian.

Francesco heads all portfolio management and research related activities at Fasanara.
Prior to co-founding Fasanara, Francesco was Managing Director and EMEA Head of the MidCaps & Principal Investors group at Bank of America Merrill Lynch, a top producing investment practice comprised of 15 professionals. In his role, Francesco directed Bank of America Merrill Lynch operations across Europe, Middle East, and Africa with responsibilities on multi-strategy, multi-assets portfolio solutions.
Prior to joining Merrill Lynch in 2000, Francesco was a research analyst at JP Morgan Securities where he published several research white papers covering areas such as derivatives modelling and fixed income / volatility strategies.
Francesco is a graduate of Bocconi University in Milan and a scholar of Erasmus Universiteit Rotterdam.

Farhan is the Founder and General Partner at LTV Capital an asset manager supporting and building the future of venture capital. Before founding LTV Capital, Farhan was a Managing Director at Anthemis Group, a Fintech-focused venture firm with over a billion dollars in assets under management. Farhan was responsible for the investment partnership with BBVA where he invested in a number of early-stage fintech businesses and then was responsible for the firm's investments in emerging managers in venture capital. Farhan is a Teaching Fellow at London Business School where he teaches Technology and Innovation Strategy and Managing a Digital Organisation. He is also an Executive in Residence at King's College London where he supports entrepreneurs through the King's 20 Entrepreneurship programme. He holds an MBA from London Business School and an undergraduate degree in Health Sciences from McMaster University in Canada.
Fintechs are having to navigate turbulent waters in the current economic climate. We asked three veteran fintech investors, what fintechs will sink or swim?