Jody brings deep operating experience in financial services – managing direct channels, launching digital ventures, and leading digital transformation programs. He was previously a Partner at McKinsey & Company, where he helped financial institutions define and execute digital transformation programs to drive customer growth and operating efficiency. Jody also served in senior digital operating roles at U.S. Bank, Wells Fargo, and Providian. In these positions, he led digital sales and service functions and direct to consumer businesses to deliver organic growth and enhanced customer experience. Jody has an MBA from Northwestern University and a BS in Computer Engineering from The University of Michigan.

Daniel Caplan - Director, Digital Money Management and Engagement, BMO Financial Group.. Daniel leads digital product management for BMO’s money management and engagement areas. He is focused on leading teams that bring tangible and innovative digital features to market to help customers manage their money more effectively and make real financial progress. Daniel’s teams have won multiple industry awards including Celent’s Model Bank and the BAI Global Innovation Award, and have propelled BMO’s digital money management features to reach top rankings in Canada from multiple research firms. Prior to joining BMO, he led a global team responsible for overhauling RBC’s digital channels in the Caribbean and spent 5+ years working across a variety of strategy, consulting, and product management roles in financial services. He holds a BBA from the Schulich School of Business at York University and serves on the board of a non-profit focused on youth mentorship.