We explore how Banca AideXa uses artificial intelligence (AI) and open banking to revolutionise online financing and support the growth of small businesses. How Banca AideXa’s technology enables its credit team to gain a complete picture of an applicant’s creditworthiness from external data to automated assessment results. How these streamlined processes have increased the automatic approval rate of loan applications by 10%, resulting in faster loan application approval and disbursement times for SMEs.